1. Changes in Social Security Benefits
Retirement age requirement and tax on benefits are increasing
>> fewer government social security cheques to receive
2. Rising Health Care Expenses
Don’t get sick when you are old, because you will not be able to afford the bills
3. 401K Investment Plans are not as perfect as you would hope
4. Traditional Pensions Are Disappearing
No more company or good private pension coverage to support your retirment income
5. Bad Investment Decisions – or putting your money under the mattress?
6. Housing Equity: Is there any value left in your home?
Many Americans owe more on a mortgage than their house is actually worth
7. Other Savings – or do you have enough money to pay off your current debts?
8. You live longer than your money can last
What will you do at 90 without enough money to support your living?
9. $hit happens in life
health issues, accidents causing disability, your company closes down, or someone dies …
Conclusion: Retirement Freedom is doable but requires strategies and planning
