How do you manage your hard earn money? The reason why people get into debt problem is because they don’t properly manage their money. Instead of managing money, debt and money control them. People are spending out of proportion related to their income. How do you know that if you whether can afford the things
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Recently, one of my close relatives’ gone into a serious financial situation; we are talking about US$200,000 worth of credit card debt issue. To be honest, the amount is not a lot of money, but consider the amount is owed to credit card companies, with APR of at least 30% or some are even as
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Debt management is perhaps one of the first important topics before we should consider how to build wealth. A friend of mine asked me to call her wife to give her some advice regarding her current debt situation, and he thought I might provide her with some insights regarding debt management. After some thoughts, I
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