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1. Changes in Social Security Benefits Retirement age requirement and tax on benefits are increasing >> fewer government social security cheques to receive 2. Rising Health Care Expenses Don’t get sick when you are old, because you will not be able to afford the bills 3. 401K Investment Plans are not as perfect as you

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What’s the first step in achieving financial freedom? Many people want financial freedom, but they don’t realize how much they need in order to be financially free.  Do you? First, calculate the amount you need in order to be able to live freely.  That is to include your mortgage, living expenses, (electricity, clothes, eating, living,

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I have had some enlightening moments for the past 2 months.    I’ve been fortunate enough to meet an old friend of mine and the experience, to say the least, is triggering.   What have I learned in this experience? No one can help you, unless you want to be helped.  You cannot get someone to do

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What can you actually do to improve your business?  Should you go out and do more marketing? One of the ways that you should do regarding to your business is by setting up some standards, the Corporate world refers them as Key Performance Index (“KPI”).  They are useful and applicable to the work you have

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It’s important to be ready. Always on the watchout of opportunities, it’s important. In fact, the Bible always teaches us to stay alert and be vigilance, but how can someone be always on the “On” mode? This is one tip I always stress, not only to others, but also I apply to myself. I have

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